Special Alert: SLS00348

Liberty Bank of Arkansas, Jonesboro, Arkansas, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 084108795, which is assigned to Liberty Bank of Arkansas . The counterfeit items also display a flag logo to the right of the bank's name in the top center; authentic checks display the bank's flag logo above the bank's name in the top center. The counterfeit items are printed on check stock with rounded corners; authentic checks have squared corners. On the counterfeit items, a security statement is embedded in the top border; on authentic checks, it is below the dollar amount line. One signature line is shown on the counterfeit items; two signature lines are displayed on authentic checks.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Karen Tilley
Vice President ? Teller Services
Liberty Bank of Arkansas
2901 East Highland
Jonesboro, Arkansas 72401
Telephone: (870) 268-2313
Fax: (870) 268-1514
E-mail: ktilley@mylibertybank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html . To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

River Valley Financial Bank, Madison, Indiana, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items, reportedly associated with a lottery scam, are included with correspondence from Celebrations Lotto Commission, Inc., St. Thomas , Virgin Islands .

The counterfeit items display the routing number 096016765, which is assigned to U.S. Bank, St. Paul , Minnesota . River Valley Financial Bank issues cashier's checks through an account held at U.S. Bank. The counterfeit items are similar to authentic checks. However, the counterfeit items display security wording embedded in the top border; authentic checks display a security statement below the top border. The counterfeit items include a lock symbol and security wording to the left of the signature line. Authentic checks display a heat sensor in the top-left corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Debbie Finnegan
Internal Auditor
River Valley Financial Bank
P.O. Box 1590
Madison, Indiana 47250
Telephone: (812) 273-4949
Fax: (812) 265-6730
E-mail: fraud@rvfbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html . To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

The Federal Deposit Insurance Corporation (FDIC) has become aware of e-mails that appear to be sent from ViewPoint Bank Financial Solutions and the FDIC. The e-mail requests the recipient to register for a "SON - Secure Online Network" code to protect against credit card fraud. The e-mail instructs the recipient to click on a hyperlink to initiate "SON" registration in an attempt to acquire the recipient's personal financial information. These e-mails are fraudulent and were not sent by either ViewPoint Bank or the FDIC. Financial institutions and consumers should NOT access the link provided within the body of these e-mails and should NOT, under any circumstances, provide any personal financial information through this media. The FDIC does not directly contact consumers, nor does the FDIC request personal financial information from consumers.

The fraudulent e-mails describe fictitious relationships between the FDIC and VISA, MasterCard, Yahoo, eBay, Amazon.com, and Half.com. The e-mails claim that consumers will receive a 15 percent discount at various Web sites upon completion of the form. These fraudulent e-mails may be modified over time, reflecting different financial institution names or business relationships.

The FDIC is attempting to identify the source of the fraudulent e-mails and disrupt the transmission. Until this is achieved, consumers and financial institutions should notify the FDIC at alert@fdic.gov of any similar attempts to obtain personal financial information.

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Distribution: All FDIC-Insured Institutions

The Cape Cod Five Cents Savings Bank, Harwich Port, Massachusetts, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 211371078, which is assigned to The Cape Cod Five Cents Savings Bank, but are markedly dissimilar to authentic cashier's checks. The counterfeit items display the bank's name and location in the top center, and the words "CASHIER'S CHECK" appear in the lower-left corner. The following security statement is embedded within the top border: "THIS CHECK IS VOID IF MICRO PRINT SIGNATURE LINE IS UNREADABLE UNDER MAGNIFICATION." The following statements are embedded within the bottom border: "THE REVERSE SIDE OF THE DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK. HOLD AT AN ANGLE TO VIEW."

Authentic checks display the words "TREASURER'S CHECK" and the statement "Negotiate Within Six Months of Date of Issue" in the top-center portion. " Cape Cod ," the number "5" and a lighthouse logo appear in the upper-left corner of authentic checks. The bank's name, city and state appear in the lower-left corner. Authentic checks have a patterned background and a watermark in the shape of Cape Cod in the center.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Diane K. Rowlings
Security Officer
The Cape Cod Five Cents Savings Bank
19 West Road, P.O. Box 10
Orleans, Massachusetts 02653
Telephone: (508) 247-2128
Fax: (508) 247-5595
E-mail: drowlings@capecodfive.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html . To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Trust One Bank, Memphis, Tennessee, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 031000053, which is assigned to PNC Bank, National Association, Pittsburgh , Pennsylvania . The items include the wording "CASHIERS CHECK" in the top-center portion. The bank's name and address are printed near the upper-left corner and a "MEMO" line is displayed above the bottom-left corner. The following security statement is embedded within the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK."

Authentic checks display the routing number 096016765, which is a payable-through account at U.S. Bank, Saint Paul , Minnesota . Trust One Bank issues official checks through U.S. Bank. Authentic checks include the wording "OFFICIAL CHECK" centered and directly below the top border. The bank's logo and name are in the upper-left corner with the following slogan and statement printed directly below: "BANKING AS IT SHOULD BE" and "MEMBER FDIC." Printed to the right of the statement is the wording: "AN AFFILIATE OF SYNOVUS FINANCIAL CORP." The following security statement appears below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE, ABSENCE OF THESE FEATURES WILL INDICATE A COPY."

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Justin P. Levick
Bank Security Officer
Trust One Bank
1760 International Place
Memphis, Tennessee 38120
Telephone: (901) 761-4429
Fax: (901) 685-2465
E-mail: justinlevick@trust1bank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html . To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Independent Bank of Austin, SSB, Austin, Texas, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that 259 Certificate of Deposit Interest Checks bearing the institution's name are missing, lost or stolen. These instruments display the routing number 114994028, which is assigned to Independent Bank of Austin, SSB. The associated check numbers displayed in the top- right corner are the following:

5459 and 5460,
5611 through 5618,
5658 through 5751,
5776 through 5897, and
5906 through 5938.

The checks display the following information: Independent Bank, P.O. Box 342049 , Austin , Texas 78734 , (512) 261-3355.

Any information you have concerning this matter should be brought to the attention of:

Beth Gidley
Vice President Operations / Assistant Cashier
Independent Bank of Austin, SSB
2101 Lakeway Boulevard
Suite 130
Lakeway, Texas 78734
Telephone: (512) 261-3355
Fax: (512) 261-3356
E-mail: beth@ibankaustin.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F- 4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html . To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Distribution: FDIC-Supervised Banks (Commercial and Savings)

The Federal Deposit Insurance Corporation (FDIC) has become aware of e-mails that appear to be sent from the FDIC or VeriSign, Inc. and ask recipients to run a "security guard script" to secure Web sites. Currently, the e-mails are purportedly from "FDIC Legal Information Technology," "FDIC Information Security," or "Verisign Inc." and the subject lines include the phrase "Regular Security Maintenance" or "Regular Hosting Security Maintenance." The e- mails are fraudulent and were not sent by the FDIC or VeriSign, Inc.

The fraudulent e-mails state that "to secure your websites, please use the attached file and (for UNIX/Linux Based servers) upload the file "vprotect.php" in: "./public_html" or (for Windows Based servers) in: "./wwwroot" in your site." The e-mails also provide instructions for recipients who "do not know how to use" the file.

The FDIC is working with the United States Computer Emergency Readiness Team to determine the exact effects of the executable file. Recipients should consider this file to be a malicious attempt to collect personal or confidential information. Financial institutions and consumers should NOT download the executable file attached to the e-mails. Consumers and financial institutions should report any similar situations by following the procedures below.

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Distribution: All FDIC-Insured Institutions

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center (1-877-275-3342 or 703-562-2200).

Special Alerts

KleinBank, Big Lake, Minnesota, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit personal money orders bearing the institution's name are in circulation.

The counterfeit items display the routing number 091915654, which is assigned to KleinBank, and are virtually identical to authentic money orders. However, on the counterfeit items, "USDOllars" is printed with a capital "O"; on authentic money orders, the "o" in "USDollars" is not capitalized.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Bank management requests that all money orders be verified. For additional information and guidance, please use the following contact information:

Gary Motzko
Fraud/Security Manager
KleinBank
P.O. Box 487
1550 Audubon Road
Chaska, Minnesota 55318
Telephone: (952) 361-5219
Fax: (952) 556-8597
E-mail: g.motzko@kleinet.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F- 4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html . To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

On January 31, 2007, the Cayman Islands Monetary Authority (CIMA) published the attached list of financial entities whose Web sites note a Cayman Island address, but the entities are neither registered nor licensed to undertake activities regulated by the CIMA. The notice also states that none of the entities has registered with the Cayman Islands Companies Registry.

These entities, or persons representing them, may be operating in the Cayman Islands offering banking or other financial services to individuals, businesses or financial institutions located in the United States . They may be violating provisions of the Banks and Trust Companies Law (revised 2003) or other regulations issued by the Cayman Island government. They may also be conducting or facilitating unauthorized financial transactions in the United States . Any proposed transactions involving these entities should be viewed with extreme caution.

Any information about these entities may be forwarded to the FDIC's Cyber Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html. This Special Alert replaces SA-267-2006.

Attachment (May be accessed from: http://www.cimoney.com.ky/uploadedFiles/Regulatory_Framework/Compliance/Notices/Websites
withCaymanAddressesNotRegisteredorLicensed.pdf - PDF 241k (PDF Help) )

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Pacific Western Bank, San Diego, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that 84 cashier's checks bearing the institution's name are missing, lost or stolen. These instruments include the routing number 122238200, which is assigned to Pacific Western Bank, San Diego , California . The checks display " Santa Monica , California 90407-2209 " below the bank's name in the top center. Numbers associated with the missing, lost or stolen checks are 306917 through 307000.

Any information you have concerning this matter should be brought to the attention of:

Susan Thomas
Vice President - Senior Operations Officer
Pacific Western Bank
21600 Oxnard Street, Suite 100
Woodland Hills, California 91367
Telephone: (818) 610-2773
Fax: (818) 703-6416
E-mail: sthomas@pacificwesternbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at http://www.fdic.gov/news/news/SpecialAlert/2007/index.html . To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Distribution: FDIC-Supervised Banks (Commercial and Savings)