Mobile Homes

A manufactured home (e.g., mobile home, modular home) may be deemed to be part of the insured "land" if permanently attached to the land. To issue without exception to the manufactured home on an Owner's or Loan Policy and to issue the ALTA Form 7 Endorsement to a lender, you must confirm that the home is permanently attached, that all personal and real estate taxes are paid, and that the certificate of title is canceled or is being canceled.
satisfactory evidence of permanent foundation,
c) satisfactory evidence of sewer and water hook-up,
d) a physical inspection by a representative of the Company prior to the closing of this transaction,
e) satisfactory evidence that there are no taxes due and owing to the State,
f) the certificate of title must reflect that the title to the home is vested in the owner of the land,
g) any outstanding certificate of title must be canceled pursuant to the requirements of applicable law and all liens on the title must be satisfied,
h) satisfactory evidence that real estate taxes relating to the mobile home have been assessed and paid for those years that it has been affixed to the land, and
i) a satisfactory UCC search.
b) satisfactory evidence of permanent foundation,
c) satisfactory evidence of sanitation, electric and water hook-up,
d) a physical inspection by a representative of the Company prior to the closing of this transaction,
e) satisfactory evidence that there are no taxes due and owing on the mobile home as personal property,
f) the certificate of title must reflect that the title to the home is vested in the owner of the land,
g) any outstanding certificate of title must be canceled pursuant to the requirements of the Texas Manufactured Housing Act, law and all liens on the title must be satisfied and a Certificate of Attachment must be obtained from the Texas Department of Housing and Community Affairs and filed in the real estate records,
h) satisfactory evidence that real estate taxes relating to the mobile home have been assessed and paid for those years that it has been affixed to the land, and
i) a satisfactory UCC search.