CLTA 116.5.1-06 Manufactured Housing Unit - Conversion; Loan (06-17-06) ALTA 7.1-06

ENDORSEMENT
Attached to Policy No. _________
Issued by
STEWART TITLE GUARANTY COMPANY

1. The term "Land" as defined in this policy includes the manufactured housing unit located on the land described in Schedule A at Date of Policy.

2. Unless excepted in Schedule B, the Company insures against loss or damage, sustained by the Insured if, at Date of Policy,

(a) A manufactured housing unit is not located on the land described in Schedule A.

(b) The manufactured housing unit located on the land is not real property under the law of the state where the Land described in Schedule A is located.

(c) The owner of the land is not the owner of the manufactured housing unit.

(d) Any lien is attached to the manufactured housing unit as personal property, including

(i) a federal, state, or other governmental tax lien,

(ii) UCC security interest,

(iii) a motor vehicular lien,

(iv) other personal property lien.

(e) The lien of the Insured Mortgage is not enforceable against the Land.

(f) The lien of the Insured Mortgage is not enforceable in a single foreclosure procedure.

STEWART TITLE GUARANTY COMPANY

[Witness clause optional]

By:

Dated: