ALTA Endorsement JR 1 (8-1-12)

ENDORSEMENT

Attached to Policy No. __________

Issued by

STEWART TITLE GUARANTY COMPANY

1.     This endorsement is subject to the Exclusions from Coverage, the Exceptions contained in
Schedule A and the Conditions in the policy.

2.     Date of Endorsement:  ­_________________________ [or the date of recording of the Insured's Mortgage, whichever is more recent].

3.     The Insured's Mortgage means: (describe the Insured’s Mortgage).

4.     The Company insures against loss or damage sustained by the Insured by reason of:

a.  Any document purporting to vest the Title recorded in the Public Records subsequent to Date of Policy and on or prior to Date of Endorsement, except:

            [i.

            ii..

            iii.]

b.   Any Monetary Lien other than the Insured's Mortgage, recorded in the Public Records subsequent to Date of Policy and on or prior to Date of Endorsement except:

            [i.

            ii..

            iii.]

5.             If the box is checked, this policy incorporates the ALTA Form JR 2 Endorsement:

This endorsement is issued as part of the policy.  Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance.  To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls.  Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.

[Witness clause optional]

STEWART TITLE GUARANTY COMPANY

By: _______________________________________
           Authorized Signatory