STG Non-Merger Endorsement 2

This form should not be used if a comparable ALTA version is available. If a comparable ALTA version is available, the most current version of the ALTA form available in each state should be used, unless approved by a Stewart underwriter.

ENDORSEMENT

Attached To and Made a Part of

Policy No. __________

Issued By

STEWART TITLE GUARANTY COMPANY

The Company insures the Insured against loss or damage arising from a final decree of a court of competent jurisdiction determining that the Deed of Trust dated _______________ and recorded __________________ in the Real Property Records of ___________ County, ________________ , under Recording Number __________ (the "Deed of Trust") is invalid or unenforceable at the date hereof solely by reason of that Deed from _______________ to _________________ , dated _______________ covering the property described in Schedule A. The obligation of the Company to pay loss or damage shall not apply if the court renders a decree determining that the Deed of Trust is invalid or unenforceable, based on the interpretation by the court of the intent of the parties to the documents utilized in the transaction.

This endorsement is issued as part of the policy. Except as this endorsement expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsement, (iii) extend the Date of Policy, (iv) insure against loss or damage exceeding the Amount of Insurance, or (v) increase the Amount of Insurance. To the extent a provision of the policy or any prior endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and any prior endorsement.

[Witness clause]

[Date]

STEWART TITLE GUARANTY COMPANY

By: ______________________________
         [Authorized Signatory]