STG Non-Merger Endorsement 1

This form should not be used if a comparable ALTA version is available. If a comparable ALTA version is available, the most current version of the ALTA form available in each state should be used, unless approved by a Stewart underwriter.

ENDORSEMENT

Attached To and Made a Part of
Policy No. __________
Issued By

STEWART TITLE GUARANTY COMPANY

The Company insures the Insured against loss or damage arising from a final decree of a court of competent jurisdiction determining that the Deed of Trust dated _______________ and recorded __________________ in the Real Property Records of ___________ County, ________________ , under Recording Number __________ (the "Deed of Trust") is invalid or unenforceable at the date hereof solely by reason of that Deed from _______________ to _________________ , dated _______________ covering the property described in Schedule A.

THIS ENDORSEMENT MAY NOT BE ISSUED WITHOUT APPROVAL FROM STEWART TITLE GUARANTY UNDERWRITING PERSONNEL

This endorsement is made a part of the policy and is subject to all of the terms and provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the policy and any prior endorsements, nor does it extend the effective date of the policy and any prior endorsements, nor does it increase the face amount thereof.

[Witness clause optional]