STG Coinsurance (Other Insurers) Endorsement 2

This form should not be used if a comparable ALTA version is available. If a comparable ALTA version is available, the most current version of the ALTA form available in each state should be used, unless approved by a Stewart underwriter.

COINSURANCE ENDORSEMENT

(Other Insurers)

This Policy is issued contemporaneously with a $ ________________ policy of _______________ , the two policies will be in the aggregate total of $ _______________ and it is understood that the Company shall bear only ____ % of any loss or damage insured against by these policies provided, however, that the Company shall be liable jointly and severally with _________________________ , for the first $1,000,000.00 of loss or damage insured against by these policies and incurred by the insured hereunder, but in the event of loss or damage incurred by the insured aggregating in excess of $1,000,000.00, the Company shall have no liability in excess of the greater of: (i) $1,000,000.00 or (ii) (fraction) of the aggregate loss or damage, and in no event shall the Company be liable for contractual damages of more than $ ________________ plus costs, attorneys' fees and expenses which the Company may become obligated to pay hereunder.

THIS ENDORSEMENT MAY NOT BE ISSUED WITHOUT APPROVAL FROM STEWART TITLE GUARANTY UNDERWRITING PERSONNEL

NOTE: This language should be placed on Schedule B of the policy or set out in a separate endorsement form.

This endorsement is issued as part of the policy. Except as this endorsement expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsement, (iii) extend the Date of Policy, (iv) insure against loss or damage exceeding the Amount of Insurance, or (v) increase the Amount of Insurance. To the extent a provision of the policy or any prior endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and any prior endorsement.

[Witness clause]

[Date]

STEWART TITLE GUARANTY COMPANY

By: ______________________________
         [Authorized Signatory]