Underwriting Manual: TX

23.00

Zero Lot Line

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State Supplements

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V 2
Underwriting Manual Subtopic
23.00.1

In General

V 2
A “zero lot line” situation occurs when the perimeter or the proposed perimeter boundaries of a building or structure are located on part of the boundary lines of the property.

“Zero lot line” structures are typical of “Planned Unit Developments” (PUD’s).

In regard to a “zero lot line” situation, extreme care should be exercised in connection with:

·  The right of legal access to and from the property.

·  In the event of extended coverage, the possible existence of encroachments of the sides of the buildings or structures upon the common areas.