Environmental Matters
Underwriting Manuals
Standard Exceptions
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Bulletins
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Forms
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Table of Contents
ENV
Environmental Matters
The policy excludes liability for environmental violations unless a notice is recorded. Notices may include governmental notices of landfill or hazardous waste sites, notices of violation of law, or cleanup liens. Owners may be required to record environmental notices. Private cleanup liens or covenants or environmental indemnities may reflect specific current violations. If so, each should be excepted, even if it is released.
Exceptions
ENVX01
ALTA
10/10/2011
V
2
Government Lien [Covered Risk 5]
Notice or Lien concerning violation or enforecement of any law, ordinance, permit, or governmental regulations relating to environmental protection recorded _______________.
Comment: Use this exception if a federal, state, or local notice of environmental or cleanup lien has been recorded.
Comment: Use this exception if a federal, state, or local notice of environmental or cleanup lien has been recorded.
ENVX02
ALTA
10/10/2011
V
2
Environmental Agreement
Terms and provisions of agreement relating to environmental remediation, removal, action or use recorded _________________.
Comment: Use this exception if an agreement relating to existing environmental issues is recorded.
Comment: Use this exception if an agreement relating to existing environmental issues is recorded.
ENVX03
ALTA
10/10/2011
V
2
Notice of Hazardous Substance
Hazardous materials, if any, as disclosed by document recorded ___________________.
Comment: Use this exception if a recorded document discloses the existence of hazardous materials.
Comment: Use this exception if a recorded document discloses the existence of hazardous materials.
ENVX04
STG
10/10/2011
V
2
Governmental Lien (Released)
Terms and provisions of the notice of violation of laws, ordinances, or governmental regulations relating to environmental protection recorded _____________. The lien reflected by the notice was released by the instrument recorded _______________.
Comment: Use this exception if a federal, state, or local notice of environmental or cleanup lien has been released.
Comment: Use this exception if a federal, state, or local notice of environmental or cleanup lien has been released.
See Underwriting Manual
ENVX05
STG
10/10/2011
V
2
Instrument Discloses Violation
Terms and provisions of the instrument disclosing violation of laws, ordinances, or governmental regulations relating to environmental protection recorded _____________.
Comment: If an instrument (such as a mechanic’s lien) disclosed an environmental violation or cleanup, separately except to the disclosure and lien.
Comment: If an instrument (such as a mechanic’s lien) disclosed an environmental violation or cleanup, separately except to the disclosure and lien.
See Underwriting Manual
ENVX06
STG
10/10/2011
V
2
Instrument Discloses Violation (Lien Released)
Terms and provisions of the instrument disclosing violation of laws, ordinances, or governmental regulations relating to environmental protection recorded _____________. The lien reflected by the instrument was released by instrument recorded ______________.
Comment: If a lien (e.g., a mechanic’s liens) discloses an environmental violation or cleanup and is released, use this exception.
Comment: If a lien (e.g., a mechanic’s liens) discloses an environmental violation or cleanup and is released, use this exception.
See Underwriting Manual
ENVX07
STG
10/10/2011
V
2
General Notice Relating to Environmental Matter
Terms and provisions of notice concerning laws, ordinances, or governmental regulations relating to environmental protection, and concerning the environmental conditions and use of the land recorded _________________.
Comment: Use this exception if a notice relating to environmental matters, but not necessarily relating to a violation, is recorded by the government or other person.
Comment: Use this exception if a notice relating to environmental matters, but not necessarily relating to a violation, is recorded by the government or other person.