Names

The Company requires an affidavit or sworn statement of information in acceptable form executed by ____________ (“Party”) and another reliable person stating satisfactory information reflecting that Party is not the same person against whom the following were filed:
The Company may make additional requirements or exceptions after review of the affidavit or statement.
Comment: If judgment liens or tax liens appear against a person with a similar name to a person in the chain of title, the Company customarily accepts a credible affidavit if it recites prior and current addresses, business and social security numbers.

The Company requires an affidavit in acceptable form by the owner of the land and by some reliable person stating that the person named and described as _____________ in the instrument recorded _____________________, is one and the same person as the owner. At the time, the Company may make additional requirements or exceptions.
Comment: To verify that the current owner is the same as the proposed seller, the Company customarily accepts a credible affidavit of identity.

In the event the title to said land is acquired by ____________, the Policy when issued will show the following additional exceptions in Schedule B, unless disposed of to the satisfaction of the Company:
Comment: When a name check against the applicant purchaser reflects judgment liens or tax liens against that person, the commitment should except to those liens.

The Company must receive in writing the name of anyone not referred to in this Commitment who will get an interest in the land or who will make a loan on the land. The Company may then make additional requirements or exceptions.
Comment: When a name check against the applicant purchaser reflects judgment liens or tax liens against that person, the commitment should except to those liens.

The Company requires for its review a satisfactory affidavit stating that ________ is one and the same person as _________.
Comment: This requirement of identity may be used if no recorded instrument identifies the person.

The Company requires satisfactory proof of the identity, legal age, competency and marital status (including deaths and divorces) of any individual grantor or mortgagor.
Comment: You must always verify that the proper parties executed the documents in the current closing. Verification usually should include government photo identification.

Note: You may add additional local requirements here. Please consult with our underwriting personnel in preparing appropriate provisions.