LA ALTA Homeowner's Policy of Title Insurance for a One-to-Four Family Residence Schedule A and B Effective 8-4-14
This form applies to:
- Louisiana
Forms by State
Organization Forms
International
LA ALTA Homeowner's Policy of Title Insurance for a One-to-Four Family Residence Schedule A and B Effective 8-4-14
HOMEOWNER’S POLICY OF TITLE INSURANCE
For a one-to-four family residence
Issued By
STEWART TITLE GUARANTY COMPANY
SCHEDULE A
Name and Address of Issuing Agency: | Name and Address of Title Insurance Company: |
Stewart Title Guaranty Company P. O. Box 2029 Houston, TX 77252-2029 | |
|
|
|
Deductible Amounts and Maximum Dollar Limits of Liability For Covered Risk 16, 18, 19 and 21:
| Your Deductible Amount | Our Maximum Dollar Limit of Liability |
Covered Risk 16 | 1% of Policy Amount Shown in Schedule A or $ 2,500.00 (whichever is less) | $10,000.00 |
Covered Risk 18 | 1% of Policy Amount Shown in Schedule A or $ 5,000.00 (whichever is less) | $25,000.00 |
Covered Risk 19 | 1% of Policy Amount Shown in Schedule A or $ 5,000.00 (whichever is less) | $25,000.00 |
Covered Risk 21 | 1% of Policy Amount Shown in Schedule A or $ 2,500.00 (whichever is less) | $5,000.00 |
2. Your interest in the Land covered by this Policy is: Fee Simple
3. The Land referred to in this Policy is described as:
HOMEOWNER’S POLICY OF TITLE INSURANCE
For a one-to-four family residence
Issued By
STEWART TITLE GUARANTY COMPANY
SCHEDULE B -- Exceptions
In addition to the Exclusions, You are not insured against loss, costs, attorneys’ fees, and expenses resulting from:
1. Rights or claims of parties in possession not shown by the public records.
2. Taxes for the year and thereafter, which are not yet due and payable.
3. Any covenant, condition and restriction, whether or not appearing in the public records. This policy insures you against loss if there is a lien on your title because of a charge by a homeowner’s or condominium association that is due and payable at Date of Policy or if you are forced by court order to remove your existing improvements, other than a boundary wall or fence, because they violate any covenant, condition or restriction.
4. Any easement or servitude, whether or not appearing in the public records. This policy insures you against loss if your existing structures are damaged because of the exercise of a right to maintain or use any easement affecting the land or if you are forced to remove your existing structures, which encroach onto an easement.
5. Minerals of whatsoever kind, subsurface and surface substances, including but not limited to coal, lignite, oil, gas, uranium, clay, rock, sand and gravel in, on, under and that may be produced from the Land, together with all rights, privileges, and immunities relating thereto, whether or not appearing in the Public Records or listed in Schedule B. The Company makes no representation as to the present ownership of any such interests. There may be leases, grants, exceptions or reservations of interests that are not listed.
6. Any lien or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records.
No guidelines are available for this form at this time.