HI Special Helpline Endorsement 1

ENDORSEMENT ATTACHED TO AND MADE A

PART OF POLICY OF TITLE INSURANCE

SERIAL NUMBER

ISSUED BY

No.

Charge $

STEWART TITLE GUARANTY COMPANY

The Company hereby assures the Insured that, notwithstanding any terms or provisions in this Policy to the contrary:

Advances made subsequent to the Date of Policy pursuant to the terms of the "Helpline Line of Credit" which are secured by the insured mortgage "and which are made within 5 years from Date of Policy and within the additional period ending ___________________ as provided for in terms of that certain Letter Extending Draw Period or Maturity Date which is dated ____________________ ", shall be included within the coverage of this Policy not to exceed the face amount of said policy, provided that said vestee is the owner of the estate or interest covered by said policy at the date any such advances are covered by said policy at the date any such advances are made and subject to the limitations hereinafter set forth.

The Company further assures the Insured that such subsequent advances shall have the same priority over liens, encumbrances and other matters disclosed by the public records as do advances secured by the insured mortgage as of Date of Policy, except for the following matters, if any, disclosed by the public records subsequent to policy date:

a. Federal Tax Liens and State Tax Liens.

b. Bankruptcies affecting the estate or interest of the vestee prior to date of such advances.

c. Liens for public improvements.

The Company further assures the Insured that the advances described above shall not constitute "additional principal indebtedness", as referred to in Paragraph 8(b) of the Conditions and Stipulations of said policy, for the purpose of limiting liability under the provisions of said Paragraph 8(b).

This endorsement is made a part of said policy and is subject to the schedules, conditions and stipulations therein, except as modified by the provisions hereof.

Nothing herein contained shall be construed as extending or changing the effective date of said policy, unless expressly stated.

Signed under seal for the Company, but this Endorsement is to be valid only when it bears an authorized countersignature, this the ____ day of __________ 20____.