STG Balloon Mortgage Modification Endorsement 1

This form should not be used if a comparable ALTA version is available. If a comparable ALTA version is available, the most current version of the ALTA form available in each state should be used, unless approved by a Stewart underwriter.

BALLOON MORTGAGE MODIFICATION ENDORSEMENT

STEWART TITLE GUARANTY COMPANY

"1. Schedule A of the above policy is hereby amended to reflect the recording of a Modification Agreement dated __________________, and recorded in Book ______, at Page ______ of the Official Records, which Modification extends the maturity date of the insured mortgage to _______________.

2. The Company hereby insures that the said Modification is valid and enforceable in its terms and that the insured mortgage, as modified, shares the same priority as the mortgage originally insured by said policy.

3. In all other respects, the coverage under the above policy remains unchanged as of the effective date shown in the original policy."

"This endorsement does not insure against loss or damage based upon (a) usury or (b) any consumer protection or truth-in-lending law."

This endorsement is made a part of the policy and is subject to all of the terms and provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the policy and any prior endorsements, nor does it extend the effective date of the policy and any prior endorsements, nor does it increase the face amount thereof.

[Witness clause optional]