Bulletin: VA2016001

Dear Associates:

We are pleased to announce that Stewart Title Guaranty Company has executed an Amendment to the Inter-Underwriter Indemnity Agreement (the “Agreement”) adding the following additional underwriters (the “Additional Parties”) to the Agreement:

Conestoga Title Insurance Company

Investors Title Insurance Company

North American Title Insurance Company

Title Resources Guaranty Company

Westcor Land Title Insurance Company

WFG National Title Insurance Company

Pursuant to the Amendment, Stewart Title Guaranty Company and the Additional Parties have agreed to be mutually bound by the terms of the Agreement as of April 3, 2016. The Agreement allows agents of participating title underwriters to issue owner's or lender's title policies without exception to certain known prior defects provided an owner's (or in limited circumstances a lender's title policy) has been previously issued by a participating underwriter which does not except to the specific title issue, and provided further that the matter is covered under the Agreement.

Please be sure to carefully review the Agreement and prior Underwriting Bulletin VA2015002, issued October 9, 2015, which explains the Agreement in detail. Underwriting Bulletin VA2015002 remains in effect, subject to the following modifications:

1-  We do not require that the “Prior Policy” be at least one year old: and

2-  Before relying on the Agreement, you must contact Underwriting Counsel to confirm the Agreement is applicable to your scenario.

If you have any questions relating to this or other bulletins, please contact a Stewart Title Guaranty Company underwriter.

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