Bulletin: SLS2013015

Dear Associates:

The following new and/or revised STG Indemnity Agreements are now available on Virtual Underwriter:

(1) STG Indemnity Agreement: Construction. STG Indemnity Agreement: Construction is designed primarily for situations where the Company is providing mechanic's lien coverage before and/or during construction and/or where there is a need to document the absence of visible commencement prior to recording the mortgage and/or to document the nature of work performed to date. STG Indemnity Agreement: Construction may also be used in situations where coverage is provided for sales by a builder with on-going construction.

Please note: STG Indemnity Agreement: Construction replaces STG Indemnity Against Mechanic's Liens and STG Work Affidavit and Indemnity Agreement. As such, it should be used as part of the required Mechanic's Lien Documentation for mechanic's lien coverage in all jurisdictions, including those that follow the visible commencement rule.

(2) STG Indemnity Agreement: Identified Risk. STG Indemnity Agreement: Identified Risk is designed primarily for situations where the Company is providing coverage for an identified risk (e.g., specific judgment, lien or encumbrance, etc.). STG Indemnity Agreement: Identified Risk may also be used for specific, identified (i.e., filed) mechanic's liens or notices of lien.

Please note: STG Indemnity Agreement: Identified Risk replaces STG Indemnity Agreement.

You must obtain approval from a Stewart Title Guaranty Underwriter in order to rely upon STG Indemnity Agreement: Construction or STG Indemnity Agreement: Identified Risk to remove an exception or insure over it.

If you have any questions relating to this or other bulletins, please contact a Stewart Title Guaranty Company underwriter.

For on-line viewing of this and other bulletins, please log onto www.vuwriter.com.